Beyond the annual filing.
Closer to the business.

A credit file is one view. Company changes, certificates, obligations and trading relationships add another. Talk to us about sourced business signals across the firms you support.

Talk to the team

The business behind the portfolio

A portfolio is made up
of individual businesses.

A renewal coming up, a charge still registered, a change at a key supplier. Read each signal in the context of the business it concerns, with its source and limits visible.

Business context
Evidence
source · scope · date
A better-informed conversation
Understand

See what changed.

Explore changes in public company records, obligations and relationships. Agree the coverage and refresh cycle for your portfolio.

Support

Keep the source with the signal.

Each finding should name the record, its date and what remains unknown. An unverified assumption should not become a lending conclusion.

Connect

Design around your workflow.

Agree access, permissions and the decision the information supports. Discuss integration with your existing systems before specifying a service.

Work in practice

A shared interest
in stronger businesses.

ExpectAI and Barclays have announced a collaboration exploring how AI-powered sustainability insights could create practical commercial value for UK small and medium-sized businesses.

Read about the collaboration

Private business information is shared only within an agreed scope and with the necessary permissions. Una supplies intelligence; lending decisions and regulated advice remain with the institution.

Climate data has a place.
Within the business picture.

Premises, energy and spend information can support an institution’s sustainability work. It belongs alongside the other facts about a business, with estimates and gaps clearly identified.

That information is useful when the underlying service is useful to the owner. Start with the business’s job to be done, and agree what the institution needs separately.

Start with one portfolio.
Agree what you need to know.

Tell us about the businesses you support and the decisions you want to improve.

Contact ExpectAI